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  Cars - R1 000 - R50 000

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EASY QUALIFICATION

·         We simply require a once-off, upfront administration fee and monthly payments. The contract is flexible; you can terminate it with one calendar months’ written notice and return the vehicle to our premises.

 

You will need:

·        Valid drivers’ License.

·         A South African Identity Document.

·         Proof of Residence.

·         Proof of Employment.

·         Banking details.

·         Proof of upfront fee.

 

We regret, the package is not available to males under the age of 25 years.

 


 
CONDITIONS:

Should you live outside the Gauteng area an additional R2500.00 will be added to the upfront fee.

·         It is the responsibility of the customer to collect his vehicle in Johannesburg at his own costs.

·         The customer is to ensure that the vehicle is kept in a roadworthy condition.

·         Tires, maintenance and services are the customer’s responsibility.

·         The annual kilometre limitation is 36 000 kilometres without exceeding 3 000 kilometres per month.

·         Accidents, theft or hi-jacking and breakdowns, must be reported in the prescribed manner to the SAPS, and the Insurers immediately.

·         All fines incurred are the sole responsibility of the customer.

 

 

   
To Apply submit your details below
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Name:
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ID Number:
 

 

 
   
 

 

Check out the car you are buying with these easy to follow steps.

Outside

• Firstly, take a walk around the car and take it all in. Unless you've been told otherwise, the car should be in a driveable state.

• You should always start the car with a cold engine, as this is when it's easiest to spot starting problems or excessive smoke. Place a hand on the bonnet - if it's warm, it's been run recently, so let it cool for a few hours. If need be, come back later.

• Let the seller show you the car, but don't let them distract you from carrying out your own checks.

• Crouch down in front of each front wheel and look along the length of the car. Both front wheels should be directly in front of the rear – if they're not, it could mean the car has been in a crash with a slightly twisted chassis. This is known as crabbing.

• The wheels should sit neatly in the wheel arches, equally on both sides.

• Check the gaps between the panels are equal. Run your finger along each to feel if the gap is bigger at one end than the other. Uneven panel gaps occur if a car has been in a crash, or if panels have been refitted badly.

• Look carefully at each panel for ripples or overspray – where excess paint has flecked onto other trim, such as window seals or bumpers.

• Look closely at each tyre – including the spare. Watch for uneven wear, which could mean suspension damage, nicks and gouges. Tyres are expensive, so if they need replacing, use this as a bargaining tool.

• The minimum tread depth is 1.6mm for the whole way around the tyre. Use a tread depth gauge to see how much is left – the more, the better.

• Check under the car, particularly at the front and back, under the bonnet and under the carpet in the boot for signs of crash damage. Panels should be flat, and free from signs of welding or patching up – if they're not, it's probably had a shunt.

• Most shunts are minor, low-speed crashes, but you should take extra steps to be sure there aren't any more serious problems.

• Obviously rust is a bad sign, so keep your eye out all the time, especially around the wheel arches where moisture, grime and winter road salt can increase the speed of deterioration.

For more information on checking your tyre pressure, read our money-saving tip.



Inside

There are plenty of things to check inside, as well, most of which can be a good indication of mileage and the amount of care and attention it's had lavished on it.

• Look around the cabin – a 50,000 mile car shouldn't have a worn or sagging seat or a steering wheel, gear knob or pedal covers which have been worn by lots of use.

• Make sure all the seatbelts work – they could indicate a previous crash or general neglect. They're a legal requirement too – if the car is being sold with a new MOT certificate, alarm bells should be ringing as these should have been checked.

• Look closely at the dashboard binnacle (the bit which houses the speedometer and other dials). If the car has an older, mechanical-style milometer which turns as you drive, make sure all the barrels are aligned correctly – turning these back is the oldest trick in the book. If there are fingerprints in there, ask why – there could be an honest explanation.

• This is harder to check on more modern models which have electronic milometers – the miles can be turned back simply by connecting a laptop and entering a new mileage.

• Either way, make sure the mileage tallies with old MOT certificates and service history.

• Make sure all the dashboard and steering column panels are bolted on correctly – they could point to a clocked car, or one which has been stolen, particularly if there are glass fragments on the floor.

• Don’t be too quick to reject a car – it can be tricky to bolt a dash back together after changing a blown bulb in the instrument panel.

• Make sure all the switches work – including the heater or air-con - and check the front seats move about properly.

• Locate the Vehicle Identification Number (VIN). You'll find this riveted in the engine bay. There are few reasons why this should have been removed, so be suspicious if there are signs of tampering, you could be looking at a clone – a stolen car given the identity of a write-off. Visit our safety and security centre for more information.

• The VIN number will also be stamped in the floor beside the driver or passenger seat. A clone will have another number welded on, and are usually quite easy to swap.

• Modern cars also have the VIN recorded at the base of the windscreen.

• Check all the numbers match the logbook and your Car History Check documents – if they don't, walk away.



Under the bonnet

Next check under the bonnet – any problems you miss here could cost you a packet, so be thorough. Read our basic car checks page more for details on how to do this.

• Check for signs of oil leaks around the top of the engine, but don’t forget to check underneath as this will be where it's most obvious. Road grime can stick to oil, making it even more noticeable.

• Remove the dipstick, wipe it with a cloth and replace for a couple of seconds. Pull it out again and look at the amount of oil – it should be near the top; if not, the owner hasn’t been looking after it.

• The oil should be a golden colour – sludgy black oil is a sign the engine could be damaged.

• Look around the oil filler cap for a white mayonnaise-like substance - this is an indication of a damaged head gasket which can be very expensive to put right.


 


 

 

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